Financial Planning & Wealth

CII CF8 Long Term Care Insurance Exam Prep (UK)

Prepare for the 75-question CII CF8 assessment with focused coverage of UK care funding, long-term care products, legal issues, taxation and client advice.

375 Practice Questions Detailed Study Notes Realistic mock exams
CII CF8: Long Term Care Insurance

Course syllabus information reviewed for 2026. Always check the awarding body’s latest official syllabus and candidate updates before booking or sitting your exam. Exams Academy is an independent education provider and is not affiliated with the CII.

5 × 75-question mock exams and unlimited practice
Self-Paced Learning
Certificate of Completion
AI Audio Summaries New

Listen to course modules on the go. Perfect for studying while driving or commuting.

🎧 Audio

* This is a chapter sample. All audio is available in the full version.

Free Topic Quiz & Key Practice Questions

Try 15 questions from Local Authorities: Charging and Assessing

This preview shows one part of the course. Try this short topic quiz and unlock the full course for complete mock exams and full coverage.

Local Authorities: Charging and Assessing

How is capital normally valued for local authority assessment?

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CII CF8 revision built around the real assessment

CF8 tests more than product recognition. Candidates need to connect UK care provision, local-authority responsibilities, State support, taxation, legal capacity and suitable funding arrangements across both standalone questions and case studies.

This course turns those connected topics into a structured revision workflow: read the topic notes, reinforce the distinctions with flashcards, ask the AI tutor for clarification, then apply what you have learned in five timed 75-question mocks.

What your CF8 preparation includes

You receive 375 practice questions, including case-study sets, with answer explanations and unlimited retakes. The quick-reference sheet supports final-stage recall, while audio summaries make it easier to maintain momentum away from your desk.

The official CF8 assessment is two hours and contains 50 standalone multiple-choice questions plus five case studies with five questions each. The standard pass mark is 70%.

Exam Format & Details

Assessment 75 multiple-choice questions: 50 standalone questions plus 5 case studies with 5 questions each
Duration 120 Minutes
Standard Pass Mark 70%
Level CII Level 3
Recommended Study Time 70 hours
CII Credits 15
2025 Published Pass Rate 87.96%

What This CII Revision Course Includes

Feature Exams Academy Other Revision Options
Access Period
Lifetime Access
Varies by provider
Practice Exams
Unlimited Retakes
Varies by package
Study Support
Instant 24/7 AI Tutor
Scheduled or limited support
Cost
$189 (One-Time)
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Preview & See What You Will Get

Preview of CII CF8: Long Term Care Insurance

Key Benefits

AI Audio Summaries New

Listen to course modules on the go. Practice anytime, anywhere - even while driving or commuting.

  • Studio-quality AI voice narration.
  • Perfect for auditory learners.
  • Maximize your study time during daily commutes.
Listen to a sample

Five Full Exam Simulators

Build timing and application skills with five 75-question mock exams.

  • Case-study question sets alongside standalone MCQs.
  • Topic-by-Topic Drill Mode: Focus on weak areas.
  • Timed exam mode based on the official two-hour assessment.

375 Practice Questions

Apply the syllabus through standalone questions and connected scenarios.

  • Scenario-based questions for practical application.
  • Detailed Step-by-Step Explanations for every answer.
  • Performance tracking to identify weaker topic areas.

AI-Powered Study Assistant

Ask questions against the CF8 study material whenever a topic needs clarification.

  • Instant Clarification for complex rules like IHT and Care Acts.
  • Available 24/7 directly within your study environment.
  • Clear explanations linked to the course topics.

Rapid-Recall CF8 Flashcards

Digital flashcards for definitions, responsibilities, products and planning distinctions.

  • Critical thresholds and reporting timelines.
  • Designed for short, repeatable active-recall sessions.
  • Mobile-friendly for studying on the go.

High-Yield Cheat Sheets

A searchable quick-reference layer for final-stage revision.

  • Condensed summaries of Local Authority limits.
  • Care-funding responsibilities and product distinctions.
  • Means-testing concepts and client-planning considerations.
New course feature

Learn first. Then prove you’re ready.

Use the same question bank in two different ways: build understanding with instant feedback, then switch to a realistic simulation when you are ready.

Study Mode

Instant feedback & explanations

Choose an answer, see immediately whether it is right or wrong, and read the explanation before moving on.

  • Feedback after every choice
  • The correct answer shown clearly
  • A concise explanation while it matters
Exam Mode

Realistic exam simulation

Work against the official-style timer without revealing answers, then review your score and every explanation after submission.

  • Timer mirrors the exam duration
  • Answers stay hidden during the attempt
  • Score and explanations after submission

Syllabus

Module 1: Long Term Care: The Background

🎧 Audio

FCA definition of LTCI, the need for care, and factors driving the long term care market.

  • FCA definition of a long term care insurance contract.
  • The ageing population and demand for care.
  • Types of care: residential, nursing, and domiciliary.
  • NHS Continuing Healthcare eligibility criteria.

Module 2: Responsibilities for Care Provision

Health authority and local authority responsibilities for care provision and funding.

  • NHS vs Local Authority responsibilities.
  • NHS Continuing Healthcare assessments.
  • The role of NHS bodies in assessing continuing healthcare.
  • Registered nursing care contributions.

Module 3: Local Authorities: Charging and Assessing

How local authorities means-test individuals and the financial thresholds that apply.

  • The means testing framework and capital limits.
  • Upper and lower capital thresholds.
  • Property disregards and the 12-week property disregard.
  • Deprivation of assets rules.

Module 4: Other Sources of Assistance and Costs

Alternative funding sources including equity release, family support, and disability benefits.

  • Equity release schemes for care funding.
  • Deferred payment agreements with local authorities.
  • The costs of residential and domiciliary care.
  • Third-party top-up payments.

Module 5: Long Term Care Insurance Products

Pre-funded and immediate need insurance solutions for long term care.

  • Pre-funded long term care insurance policies.
  • Immediate needs annuities (INAs).
  • Investment bonds for care fees.
  • Tax treatment of care insurance benefits.

Module 6: LTCI Underwriting and Claims

How long term care insurance is underwritten and the claims process.

  • Eligibility criteria for LTCI claims.
  • Activities of Daily Living (ADLs) assessments.
  • Underwriting factors and premium calculations.
  • Deferred periods and benefit escalation.

Module 7: State Benefits

State benefits relevant to individuals requiring long term care.

  • Attendance Allowance and eligibility.
  • Personal Independence Payment (PIP).
  • Pension Credit and its interaction with care costs.
  • Carer's Allowance and other carer benefits.

Module 8: Estate Planning and Legal Matters

IHT, wills, intestacy, and legal considerations in long term care planning.

  • Inheritance Tax (IHT) and the nil rate band.
  • Wills and rules of intestacy.
  • Gifts and potentially exempt transfers (PETs).
  • Lasting Powers of Attorney (LPA) and Court of Protection.

Module 9: Adviser and Client Relationship & Care Planning

Adviser-client dynamics, capacity, holistic care planning, and ongoing review requirements.

  • Mental Capacity Act 2005 & Third parties.
  • FCA conduct of business for vulnerable clients.
  • Constructing an integrated care funding plan.
  • Case study analysis and practical application.

Who Is This For?

Financial Advisers taking the CF8 exam
UK advisers developing later-life planning knowledge
Paraplanners and technical support professionals
Professionals working toward the CII Award in Long Term Care Insurance

Preparation centre

Use these connected guides for the syllabus, exam format, booking and revision strategy.

View all insights

Frequently Asked Questions

CF8 is a two-hour multiple-choice assessment. It contains 50 standalone multiple-choice questions and five case studies, each followed by five multiple-choice questions, giving 75 questions in total. The standard pass mark is 70%.

CF8 is suitable for financial advisers, paraplanners and other professionals who want to develop knowledge of long-term care planning. When held with specified CII diplomas, it can contribute to the FCA appropriate-qualification requirements for advising on long-term care products.

CF8 covers the funding of long-term care in the UK including local authority assessments, state benefits like Attendance Allowance, immediate needs annuities, investment bonds for care fees, powers of attorney, and the Care Act 2014.

The CII published an 87.96% pass rate for CF8 in 2025, but candidates still need to connect care funding, benefits, legal issues, taxation and product suitability across standalone and case-study questions.

The course is organised around the published CII CF8 syllabus and the learning material used to build the platform. Exams Academy is an independent education provider and is not affiliated with or endorsed by the CII.

We do not guarantee a pass. Results depend on the candidate's study and exam performance. The platform provides structured revision, active recall and timed practice to help candidates identify and close knowledge gaps.

You get lifetime access from the moment of purchase. Study at your own pace with no time limits or recurring fees.

Yes — the entire platform is mobile-responsive and works on any device with a browser. Flashcards, summaries, and the AI tutor are all optimised for on-the-go study.

Yes! Test your knowledge and see our AI tutor explanations with the free CII CF8: Long Term Care Insurance Topic Quiz below. It contains 15 questions from one named topic and is not a full mock exam or overall readiness assessment.

No. For UK regulated activities, the firm must map the role to the FCA Training and Competence sourcebook and its appropriate-qualification tables. A CISI course title alone does not establish authorisation for every activity. Confirm the requirement with the employer and regulator before booking.

CISI offers ICWIM through remote invigilation and global test centres. Candidates should use the CISI booking flow, check the current workbook edition and read Candidate Updates before the examination.

Exams Academy checkout is displayed in US dollars and the card provider converts it to GBP. The official CISI exam and required workbook are booked and paid for separately at the current CISI price.

Student Reviews

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From finance professionals who prepared for and passed their CII exams.

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Ahmad K.
VERIFIED · Aug 3, 2026
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Great value and clear explanations

Great practice tool. The AI mentor helped me spot my weak areas instantly, which saved me so much time during my final revision week.

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Zara S.
VERIFIED · Jul 31, 2026
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Best study tool

This platform completely changed how I study. The chapter summaries are brilliant for last-minute review, and the mobile dashboard works flawlessly.

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Mia L.
VERIFIED · Jul 30, 2026
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Best study tool

This platform completely changed how I study. The chapter summaries are brilliant for last-minute review, and the mobile dashboard works flawlessly.

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Nicola W.
VERIFIED · Jul 23, 2026
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Clutch

Perfect for busy IFAs

I didn't have time to read the whole workbook. The mock exams showed me exactly where my knowledge gaps were. Highly recommend for the CF8.

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James B.
VERIFIED · Jul 19, 2026
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Google

Mental Capacity Act summaries

The legal sections of CF8 are dry, but the cheat sheets on powers of attorney and the Mental Capacity Act are fantastic. Passed on my first attempt.

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Sarah P.
VERIFIED · Jul 11, 2026
5.0 out of 5
Trustpilot

CF8 passed comfortably

Long term care funding rules change so often, but this material was perfectly up to date. The care home fee top-up arrangements were explained beautifully.

🇬🇧 Local market guide

CII CF8: Long Term Care Insurance in the United Kingdom: pathway, booking and careers

Review how CII CF8: Long Term Care Insurance connects to regulation, qualification pathways, booking, currency and careers in the United Kingdom before paying the official exam fee.

Regulator and qualification pathway

For UK regulated activities, the firm must map the role to the FCA Training and Competence sourcebook and its appropriate-qualification tables. A CISI course title alone does not establish authorisation for every activity.

Financial Conduct Authority

Booking and official examination

CISI offers ICWIM through remote invigilation and global test centres. Candidates should use the CISI booking flow, check the current workbook edition and read Candidate Updates before the examination.

Find a CISI test centre

Career and employer context

ICWIM knowledge is relevant to international private banking, client services, wealth operations and entry-level investment-support roles. Regulated UK advice roles may require a different or higher-level qualification.

Price and currency

Exams Academy checkout is displayed in US dollars and the card provider converts it to GBP. The official CISI exam and required workbook are booked and paid for separately at the current CISI price.

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Review the CII syllabus efficiently with structured study notes, active practice, flashcards and an AI tutor available when you need it.

CII CF8: Long Term Care Insurance
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