وضع الدراسة
تصحيح وشرح فوري
شاهد الإجابة والشرح بعد كل اختيار.
التخطيط المالي والثروات
CII R05: Financial Protection
Prepare for the 50-question CII R05 assessment with focused 2026/27 coverage of life assurance, income protection, critical illness, care, taxation, State benefits and suitable personal and business protection.
250 سؤالاً تدريبياً ملخصات تفصيلية محاكاة واقعية للامتحان
تمت مراجعة معلومات منهج الدورة لعام 2026. أكاديمية الامتحانات مزود تعليمي مستقل وغير تابع لمعهد CII.
كل ما تتضمنه الدورة
- 250 سؤالاً تدريبياً ضمن 5 اختبارات تجريبية · محاولات غير محدودة
- التعلّم المركّز · مواضيع الاختبار والأخطاء الشائعة والفخاخ والأرقام المهمة
- بطاقات مراجعة ممتعة وفعّالة
- معادلات وأمثلة حسابية محلولة ومراجع الفصول
- تعلّم صوتي · جميع الفصول متاحة بصيغة صوتية
- محلل أداء وموجّه ذكي يحدد نقاط ضعفك
- وضع الدراسة · تعلّم أثناء التدريب
- دردشة ذكية مدرّبة خصيصاً على هذا الامتحان
- مواد دراسية مرتبة حسب المنهج
ملخصات صوتية بالذكاء الاصطناعي جديد
استمع إلى دروسك في أي وقت. مثالي للتعلم أثناء التنقل أو القيادة.
🎧 عينة صوتية
* هذه عينة صوتية. تتوفر التسجيلات لجميع الفصول في النسخة الكاملة من الدورة.
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المنهج الدراسي
الوحدة 1: Consumer and retail market factors and trends 6% من وزن المنهج
🎧 عينة صوتية
Risk transfer, consumer attitudes, health, longevity, employment, product development, pricing and access to advice.
- • Role of insurance
- • Consumer behaviour
- • Market and product trends
الوحدة 2: Protection needs and sources 6% من وزن المنهج
Health, incapacity, income, debt, death, estate and business needs, existing resources and main sources of cover.
- • Areas of need
- • Assets and liabilities
- • State, employer and private sources
الوحدة 3: State benefits and local-authority provision 6% من وزن المنهج
Bereavement, income, disability, child, housing and pension support and its limitations in private planning.
- • Range of benefits
- • Eligibility and limitations
- • Planning impact
الوحدة 4: Life assurance and pension-based protection 16% من وزن المنهج
Policy types, ownership, trusts, terminal illness, waiver, premiums, underwriting, assignments and claims.
- • Term and whole-life cover
- • Ownership and trusts
- • Underwriting and claims
الوحدة 5: Taxation of protection policies 12% من وزن المنهج
Qualifying and non-qualifying policies, life funds, chargeable-event gains, onshore and offshore treatment and inheritance-tax planning.
- • Policy classification
- • Chargeable gains
- • Inheritance-tax planning
الوحدة 6: Income protection insurance 12% من وزن المنهج
Types, incapacity definitions, exclusions, options, taxation, group cover, premiums, underwriting and claims.
- • Definitions and features
- • Deferred periods and benefits
- • Tax and claims
الوحدة 7: Critical illness insurance 12% من وزن المنهج
Policy design, covered conditions, exclusions, term, amount, taxation, trusts, group cover, premiums, underwriting and claims.
- • Definitions and conditions
- • Standalone and integrated cover
- • Underwriting and claims
الوحدة 8: Long-term care insurance 6% من وزن المنهج
Care regulation and support, product types, costs, resources, immediate and future needs and legal authority.
- • Care assessment
- • Funding options
- • Capacity and review
الوحدة 9: Other insurance-based protection 12% من وزن المنهج
Personal accident, private medical, hospital cash, dental, mortgage and payment protection policies.
- • Accident and sickness
- • Medical and cash plans
- • Mortgage and credit protection
الوحدة 10: Evaluate needs and select suitable solutions 12% من وزن المنهج
Consequences, personal and business analysis, product matching, affordability, Consumer Duty, life events, trusts and review.
- • Quantification and priorities
- • Personal protection
- • Business protection
معاينة تفاعلية
أسئلة نموذجية وممارسة مجانية
جرب 15 سؤالاً من Learning Outcome 4
تعرض هذه المعاينة جزءًا واحدًا من الدورة. جرب هذا الاختبار القصير للموضوع، ثم افتح الدورة الكاملة للوصول إلى اختبارات المحاكاة وأدوات الدراسة.
اختبار سريع
Learning Outcome 4
A family income benefit policy pays £18,000 a year. Death occurs with eight years of its term remaining. Ignoring payment timing and commutation, what total income remains payable?
1 / 15
بطاقات استذكار
البطاقة 1 من 10Chapter 1
السؤال
What should an R05 candidate know about Risk transfer?
انقر للقلب ورؤية الإجابة
التعلّم المركّز
- Role of insurance
- Consumer attitudes and behaviour
- Health and longevity trends
- Employment trends
- Product design and pricing
- Value and availability of advice
- 1.1.1: Choose which risks to transfer
- 1.2.1: Attitude is not financial capacity
- 1.3.1: Health and morbidity trends
- 1.3.2: Mortality, longevity and the funding horizon
Chapter 1: Market factors and trends in financial protection planning
Why the protection market changes
Protection insurance transfers defined financial risks from a household or business to an insurer. Demand is shaped by household debt, dependants, employment patterns, health, longevity, disposable income and confidence that claims will be paid. A longer life does not remove protection needs: it can extend mortgage terms, caring responsibilities and the period during which illness or incapacity would disrupt income.
Consumers often underestimate both the chance and financial effect of illness, incapacity or death. Behavioural barriers include optimism bias, preference for current spending, uncertainty about products and concern about cost or claims. Advice adds value by turning an abstract risk into a quantified shortfall, comparing existing provision…
افتح كل محتوى التعلّم المركّز
اطّلع على مناطق الاختبار والأخطاء الشائعة وفخاخ الامتحان والأرقام المهمة في جميع الفصول.
أدوات مذاكرة متكيّفة
ركّز على نقاط الضعف، وتعلّم مع التغذية الراجعة، ثم انتقل إلى ظروف الامتحان.
وضعا المذاكرة
تعلّم أولاً، ثم اختبر جاهزيتك.
تعلّم مع التغذية الراجعة، ثم انتقل إلى ظروف الامتحان.
وضع الامتحان
محاكاة واقعية للامتحان
استخدم المؤقت وأبقِ الإجابات مخفية، ثم راجع نتيجتك.
المزايا الرئيسية
Five Full-Length Mock Exams
Build protection judgement and timing with five complete 50-question practice exams.
- ✓ Exact official allocation across all ten learning outcomes.
- ✓ Single-answer format aligned with the official R05 assessment.
- ✓ Detailed explanations without answer-position shortcuts.
R05-Grounded AI Tutor
Ask questions against the course material whenever a product, tax rule or suitability decision needs clarification.
- ✓ Compare life, income-protection, critical-illness and care solutions.
- ✓ Work through ownership, trusts, underwriting and claims.
- ✓ Uses the official public 2026/27 R05 controls.
Active-Recall Revision
Strengthen recall with 246 flashcards and a 234-item reference sheet.
- ✓ Focused recall across all 73 current syllabus objectives.
- ✓ Twenty-four number-recall cards and 28 complete worked examples.
- ✓ Twelve specific exam traps and close distinctions.
Detailed Chapter Summaries
Turn a broad protection syllabus into structured, outcome-weighted revision.
- ✓ State benefits, life assurance and taxation.
- ✓ Income protection, critical illness, care and medical cover.
- ✓ Personal and business protection recommendations.
ألقِ نظرة على المحتوى قبل الشراء
الأسئلة الشائعة
R05 is a 60-minute examination containing 50 standard single-answer multiple-choice questions. The standard pass mark is 70%.
The course uses the 2026/27 R05 study text and Key Facts with the official syllabus, examination guide and indicative content for examinations from 1 September 2026 to 31 August 2027, plus later CII updates.
R05 covers protection needs, State benefits, life assurance, policy taxation, income protection, critical illness, long-term care, medical and payment protection, and suitable personal and business recommendations.
Yes. Each full mock uses the official 3/3/3/8/6/6/6/3/6/6 question allocation across the ten learning outcomes.
CII lists 50 notional learning hours for R05. Your preparation time will depend on prior protection knowledge and performance in timed practice.
The course is organised around the owner-supplied 2026/27 R05 study text and Key Facts, official R05 syllabus, examination guide, indicative content and subsequent updates. Exams Academy is an independent education provider and is not affiliated with or endorsed by the CII.
You receive lifetime access to the current course content with no recurring subscription fee.
No. Results depend on the candidate's study and exam performance. The platform provides structured revision and timed practice to help identify and close knowledge gaps.
نعم! يمكنك اختبار معلوماتك من خلال اختبار CII R05: Financial Protection التجريبي المجاني أدناه، ويضم 15 سؤالاً من الموضوعات المختارة مع شروحات المعلم الذكي. هذه المعاينة ليست اختباراً تجريبياً كاملاً أو تقييماً عاماً للجاهزية.
تفاصيل الامتحان
| نوع التقييم | 50 سؤال اختيار من متعدد بإجابة واحدة |
| المدة الزمنية | 60 دقيقة |
| علامة النجاح القياسية | 70% |
| المستوى | المستوى 3 |
| ساعات الدراسة الموصى بها | 50 ساعة |
| اعتمادات CII | 10 |
| معدل النجاح المنشور لعام 2025 | 80.53% |
CII R05 revision built around the 2026/27 syllabus
R05 connects protection risks with product selection, tax, ownership and suitable advice. Candidates must distinguish capital from income needs, compare State and employer provision, understand the operation of life, income-protection, critical-illness, care and medical products, and apply those tools to personal and business scenarios.
This course organises all eleven official study-text chapters into detailed summaries, 246 active-recall flashcards, 234 searchable references including 28 worked calculations and five timed mock exams. The AI tutor is grounded in the R05 learning material so you can clarify product definitions, tax treatment, underwriting, claims and suitability inside the platform.
Practise the official R05 blueprint
The official assessment contains 50 standard single-answer multiple-choice questions in 60 minutes. The first four mocks contain 200 individually written questions, and the fifth mixes them for a further rehearsal. Every full mock follows the exact 3/3/3/8/6/6/6/3/6/6 allocation across the ten learning outcomes, with balanced answer positions and explanations for every question.
The course uses the owner-supplied 2026/27 study text and Key Facts alongside the official syllabus, examination guide, indicative content and later CII updates. The refresh adds current benefit and care figures, the inheritance-tax band-freeze date and data-protection changes while preserving the five-mock exam blueprint. Use the chapter tools to secure close distinctions, then complete each full mock under timed conditions and review the explanation for every uncertain answer.
لمن هذه الدورة؟
✓ Candidates taking the CII R05 examination
✓ Financial advisers and paraplanners developing protection knowledge
✓ Professionals working toward the CII Diploma in Regulated Financial Planning
✓ UK financial-services staff supporting personal or business protection advice
هل أنت مستعد لاجتياز امتحانك؟
راجع منهج CII بكفاءة باستخدام ملخصات منظمة وتدريبات نشطة وبطاقات تعليمية ومعلم ذكي متاح عند الحاجة.
CII R05: Financial Protection
$151 $440
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