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Financial Planning & Wealth
CISI Advanced Financial Planning Level 6 Exam Preparation
Structured preparation for the CISI Level 6 Certificate in Advanced Financial Planning, covering all ten current learning outcomes and the three-section written assessment.
13 compulsory written questions Detailed Study Notes Written-answer focused revision
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AFP is a written exam — train for it here
This practice paper contains 13 compulsory written questions.
Write your own answers, manage 100 available marks within the published 3-hour time limit, and receive criteria-based practice feedback after submission.
Preview one sample question- Responses
- 13 compulsory written questions
- Marks
- 100 available marks
- Time
- 3 hours exam-conditions option
- Selection
- All questions in this practice paper required
- Feedback
- Written-answer criteria after submission
Course syllabus information reviewed for 2026. Always check the awarding body’s latest official syllabus and candidate updates before booking or sitting your exam.
5 mock exams / unlimited practice
Self-Paced Learning
Certificate of Completion
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🎧 Audio
* This is a chapter sample. All audio is available in the full version.
Free exam-practice preview
Type your answer. See which marking points you covered.
Try one 4-mark AFP written question. After you submit, you’ll receive a clear breakdown of the points your answer covered and what to improve.
Question (a)
Explain4 marks
ScenarioA married couple disagree about whether spare income should fund school fees or early retirement.
Explain four matters to establish before agreeing the scope of their plan.
4
4 marks available. Use the mark allocation to judge how much relevant detail to include.
Enter at least 10 characters. Do not enter real client or personal information.0 / 6,000
Syllabus
Module 1: The Financial Planning Process
🎧 Audio
Prospective client relationships, information analysis, recommendation development, implementation, reviews and the effect of financial technology.
- • Client needs, objectives, vulnerability and scope
- • Quantitative and qualitative information
- • Recommendations, implementation and disclosure
- • Reviews, benchmarks and Fintech
Module 2: Financial Planning Principles
The trusted-adviser role, external drivers, law and ethics, regulatory requirements, risk profiling, time value of money and client behaviour.
- • Planner versus adviser
- • Consumer Duty and vulnerable clients
- • Risk profiling and financial competence
- • Biases, changing circumstances and ESG preferences
Module 3: Financial Management
Net-worth and cash-flow statements, budgets, competing demands, emergency funds and financing alternatives.
- • Net worth and cash flow
- • Budget adequacy
- • Emergency provision
- • Credit and financing choices
Module 4: Tax Principles and Optimisation
Current and future tax liabilities, client account structures, tax-planning strategies, financial impacts and implementation priorities.
- • Taxable assets and liabilities
- • Current, deferred and future tax
- • Onshore and offshore considerations
- • Strategy evaluation and prioritisation
Module 5: Wills, Trusts and their Uses
Trust purpose and law, deeds, trustees, registration, trust types, taxation and applications in financial planning.
- • Trust law and deeds
- • Trustees and registration
- • Lifetime and death trusts
- • Retirement, protection, estate and tax uses
Module 6: Investment Planning / Asset Management
Portfolio theory, CAPM, allocation, behavioural bias, real returns, investment vehicles, policy statements, ESG, climate and digital assets.
- • Modern portfolio theory and CAPM
- • Asset allocation and client cash flows
- • Suitability, SDR and anti-greenwashing
- • Climate and digital-asset risks
Module 7: Risk Management and Insurance Planning
Risk-management strategies, mortality and morbidity exposures, existing insurance adequacy, priorities and the effects of changing cover.
- • Risk-management strategies
- • Mortality and morbidity
- • General insurance and subrogation
- • Coverage priorities and changes
Module 8: Retirement Planning
Capital and income needs, projections and assumptions, objectives and trade-offs, pension transfers and consolidation, and decumulation strategies.
- • Retirement and lifestyle needs
- • Projection assumptions
- • Pension consolidation and transfers
- • Retirement risks and decumulation
Module 9: Estate Planning and Wealth Transfer
Death taxes and costs, projected estate values, liquidity, planning strategies, wills and powers, probate, gifting and alternative vehicles.
- • Taxes, expenses and estate liquidity
- • Wills, LPAs and probate
- • Lifetime and postmortem gifting
- • Planning strategies and constraints
Module 10: Business Financial Planning
Business forms and law, taxation and accounts, ownership rights, protection, benefits, retirement, sale, succession and valuation.
- • Business structures and legislation
- • Tax, accounts and pre-emption
- • Protection and employee benefits
- • Sale, succession and valuation
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Interactive preview
Free CISI Certificate in Advanced Financial Planning Written Exam Sample Questions
Try 15 CISI Certificate in Advanced Financial Planning answer-planning prompts from Chapter 1
Practice CISI Certificate in Advanced Financial Planning written-exam answer planning with sample prompts and model structures, then unlock all five planning sets and chapter study tools.
Exam Practice
Chapter 1
Which activity normally follows agreement of a financial-planning relationship and scope?
1 / 15
Flashcards
Card 1 of 10Chapter 1
Question
What are the six stages of the financial planning process?
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Focus Learn
- 1.1 Relationship, client types, objectives, constraints, conflicts, vulnerability, scope and Consumer Duty
- 1.2 Information requirements, quantitative and qualitative analysis, literacy and assumptions
- 1.3 Strategy comparison, objective presentation and modification
- 1.4 Activities, responsibilities, professional referrals, lawful sharing and disclosures
- 1.5 Review purpose, frequency, benchmarks, performance, feedback and renewed scope
- 1.6 Fintech benefits, limitations and controls
Chapter 1: The Financial Planning Process
1.1 Establish a relationship that can deliver the client's objectives
Financial planning connects a person's resources with the life they want, makes competing demands visible and turns priorities into coordinated action. Its six stages are establishing the relationship, gathering information, analysing the position, developing and presenting recommendations, implementing them, and reviewing progress. The process is iterative: new information can change an earlier objective or require a different scope. A product purchase is one possible implementation step, not the definition of a financial plan.
Identify the client and the authority to act. An individual, a couple, a business and a body of trustees have different ownership, decision-making and legal constraints. A director is not aut…
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Preparation Package at a Glance
| Feature | Exams Academy | Details |
|---|---|---|
| Access Period | Lifetime Access | One-time enrollment with no recurring fee |
| Answer-Planning Practice | Unlimited Retakes | |
| Study Support | Instant 24/7 AI Tutor | Self-service AI support; live instructor support is not included |
| Cost | $199 (One-Time) | One-time payment with no recurring subscription |
Frequently Asked Questions
It is a three-hour written examination worth 100 marks. Section A is 40% and uses compulsory short-answer questions across the whole syllabus; Section B is 20% and uses one or more compulsory applied questions; Section C is 40% and uses one compulsory structured case-study question.
It is the Level 6 examination stage in the UK pathway towards CISI Certified Financial Planner certification. Eligible candidates progress separately to the Level 7 Financial Plan Case Study after completing the required Level 6 stage.
The current official syllabus states that the unit builds on knowledge gained from an RDR-compliant qualification for FCA Activities 4 and 6. Candidates should check current CISI entry and certification requirements for their route.
Version 7.1 contains ten learning outcomes: the financial-planning process, planning principles, financial management, tax, wills and trusts, investment planning, risk and insurance, retirement, estate planning and business financial planning.
Yes. The course contains five original three-hour written practice papers, ten lessons, 236 flashcards, a formula and planning reference, and 300 answer-planning practice questions. Practice feedback and the platform mastery target are not official CISI marks or pass predictions.
AFP is assessed in writing. This original practice paper provides 180 minutes and 100 practice marks, with 13 compulsory written questions. These practice counts do not establish the official paper structure. Marking guidance stays hidden until submission. Try the free written-answer preview.
Key Benefits
Three-section written-exam method
Prepare different answer structures for short-answer, applied-analysis and compulsory case-study work.
- ✓ Section A retrieval and calculations
- ✓ Section B application and financial analysis
- ✓ Section C critical case-study prioritisation
Integrated client-planning coverage
Connect all ten official outcomes instead of revising tax, investment, protection and estate issues in isolation.
- ✓ Client discovery and objectives
- ✓ Strategy evaluation and recommendation
- ✓ Implementation and ongoing review
Clear CFP pathway positioning
Understand how the Level 6 examination builds on RDR knowledge and leads towards the separate Level 7 Financial Plan Case Study.
- ✓ Level 6 examination stage
- ✓ RDR Activities 4 and 6 entry basis
- ✓ Progression to Level 7 case work
Exam Format & Details
| Assessment | Three-hour narrative written examination: compulsory short answers, applied analysis and one structured case-study question |
| Duration | 180 Minutes |
| Level | CISI Level 6 |
| Total Qualification Time | 200 hours |
Prepare for the CISI Advanced Financial Planning examination
Advanced Financial Planning is the Level 6 examination stage in the UK CISI Certified Financial Planner pathway. It builds on an RDR-compliant qualification for FCA Activities 4 and 6 and precedes the separate Level 7 Financial Plan Case Study.
This course page follows the latest official syllabus structure reviewed for 2026. It covers ten learning outcomes spanning the complete client-planning process: financial-planning principles and management, tax, trusts, investments, insurance, retirement, estate planning and business financial planning.
The official assessment is a three-hour, 100-mark written examination. Section A contributes 40% through compulsory short answers across the whole syllabus; Section B contributes 20% through compulsory applied questions; and Section C contributes 40% through one compulsory structured case-study question. The course includes ten detailed lessons, 236 flashcards, 286 reference items including 40 worked-calculation resources, 300 answer-planning practice questions in five practice sets, and five original timed written papers. The written papers use the official section-mark proportions; the selected-response drills support answer planning and do not reproduce the official written examination.
Who Is This For?
✓ Candidates preparing for the CISI Advanced Financial Planning Level 6 examination
✓ UK financial planners progressing towards the CISI Certified Financial Planner certification
✓ Advisers who hold an RDR-compliant qualification for FCA Activities 4 and 6
✓ Experienced planners who need an integrated review of client analysis, recommendations and implementation
Preparation centre
CISI Certificate in Advanced Financial Planning Exam Guides
Use these connected guides for the syllabus, exam format, booking and revision strategy.
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CISI Certificate in Advanced Financial Planning
Course Features
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