Prepare for both parts of the SCI-administered CMFAS RES5 examination with source-grounded coverage of Singapore financial-advisory rules, professional ethics and the advisory process.
Qualification facts verified against Latest supplied official source. Last checked 2026-08-02. Official SCI RES5 exam details. The latest supplied official workbook controls the learning content. The official SCI page verifies the exam format, part-specific pass requirements, delivery, resits, CPD and result-slip rules.
RES5 practice inventory
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Which RES5 concept is correctly described here? An appointed representative carries out the notified financial advisory services for a principal after the required notification process.
RES5 combines Singapore's financial-advisory regulatory framework with professional ethics and practical advisory skills. Part I tests the Financial Advisers Act and Regulations, MAS notices and guidelines, investment-linked policies, collective investment schemes, market conduct and CPF. Part II tests ethical judgement and the full client process from the relationship and fact-find through analysis, recommendations, presentation and review.
This course turns all 27 workbook chapters into detailed summaries, 428 active-recall flashcards, a 215-item searchable reference sheet, five timed 150-question mock exams and an AI tutor grounded in the RES5 material.
The official examination contains 110 Part I questions and 40 Part II questions in three hours. You must score at least 75% in Part I and at least 80% in Part II. The course therefore reports each part separately: a high score in one part never masks a failed result in the other.
The supplied official workbook is the latest current examinable source and controls all course learning content.
🇸🇬 Local market guide
Review the RES5 pathway, official booking route and Singapore career context before paying the examination fee.
CMFAS RES5 is administered by SCI and covers rules, ethics and skills for financial advisory services. Singapore competence requirements are role-specific, so the employing financial institution should confirm whether RES5 and any other CMFAS modules apply to the intended representative activity.
Monetary Authority of Singapore and Singapore College of InsuranceUse the official SCI RES5 page and SCI registration channel for the current examination schedule, eligibility, fees and booking instructions.
View official SCI RES5 detailsRES5 is relevant to financial-advisory, client-service, compliance and supervisory roles that require knowledge of Singapore's financial-advisory framework. The employer determines the exact requirement for the regulated activity.
Exams Academy checkout is in US dollars and the card provider converts the charge to SGD. The official SCI examination fee and official study material are separate and are paid through the applicable SCI channel.
Market-specific reading
| Assessment | 150 multiple-choice questions in an English-medium, closed-book computer-screen examination |
| Duration | 180 Minutes |
| Standard Pass Mark | At least 75% in Part I and at least 80% in Part II |
| Feature | Exams Academy | Details |
|---|---|---|
| Access Period | Lifetime Access | One-time enrollment with no recurring fee |
| Practice Exams | Unlimited Retakes | Five full-length 150-question mock exams |
| Study Support | Instant 24/7 AI Tutor | Self-service AI support; live instructor support is not included |
| Cost | $189 (One-Time) | One-time payment with no recurring subscription |
Practise the official 110-question Part I and 40-question Part II structure under a three-hour timer.
Clarify Singapore regulatory rules, close distinctions and client-process scenarios inside the learning platform.
Build recall with 428 flashcards and a 215-item searchable reference sheet.
Move quickly from the rule to its practical trigger, duty and exam consequence.
Use the same question bank in two different ways: build understanding with instant feedback, then switch to a realistic simulation when you are ready.
Choose an answer, see immediately whether it is right or wrong, and read the explanation before moving on.
Work against the official-style timer without revealing answers, then review your score and every explanation after submission.
Licensing, exemptions, protected terms and representative status.
Product information, recommendations, client assets, MAS powers and offences.
Recommendations, client information, disclosure and dual-currency investments.
Introducers, provisional representatives, misconduct, balanced scorecards and competency.
Risk assessment, CDD, monitoring, enhanced measures, records and reporting.
Incident reporting, technology risk, direct purchase insurance and cyber hygiene.
ILP information, illustrations, charges, suitability, replacement and ongoing disclosure.
Licence criteria, fit and proper standards, appointment checks and conduct.
Advisory and sales process, switching, complaints and digital-advice controls.
Fair dealing, vulnerability, sales incentives and representative responsibilities.
Authorisation, constitutive documents, custody, valuation, dealing and disclosure.
Market misconduct, insider trading, manipulation and controls.
CPF structure, nominations, investment and retirement-planning relevance.
Trust, professional judgement and conduct beyond minimum compliance.
Competence, accountability, continuing development and professional standards.
Principled decisions, customer interests and transparent reasoning.
Misrepresentation, concealment, pressure, exploitation and record manipulation.
Identification, avoidance, mitigation, disclosure and management.
Fair outcomes, understandable communications, complaints and remediation.
Accurate claims, balanced presentation and non-coercive sales conduct.
Scope, expectations, communication, trust and records.
Client facts, objectives, risk, capacity, priorities and information gaps.
Cash flow, balance sheet, ratios, protection gaps and retirement position.
Priorities, affordability, product fit, risks, costs and alternatives.
Recommendation rationale, limitations, understanding and implementation.
Personal and external changes, product performance and review action.
Emergency funds, protection, investment, legacy planning and rule-of-thumb limits.
Preparation centre
Use these connected guides for the syllabus, exam format, booking and revision strategy.
RES5 is a three-hour, English-medium closed-book computer-screen examination with 150 multiple-choice questions: 110 in Part I and 40 in Part II.
You must score at least 75% in Part I and at least 80% in Part II. Both requirements must be met; there is no compensating overall pass.
No. Each correct answer earns one mark. A wrong or blank answer receives zero and no mark is deducted.
Part I covers the Singapore financial-advisory regulatory framework, MAS notices and guidelines, ILPs, collective investment schemes, market conduct and CPF.
Part II covers professional ethics and the customer-advisory process from relationship and fact finding through analysis, presentation and ongoing review.
Yes. The course uses the latest supplied official workbook as its current examinable source.
The official exam page states that candidates receive a result slip and that no certificate is issued.
No. Exams Academy is an independent education provider and is not affiliated with or endorsed by the Singapore College of Insurance.
You receive lifetime access to the current course content with no recurring subscription fee.
Yes! Test your knowledge and see our AI tutor explanations with the free RES5 – Rules, Ethics and Skills for Financial Advisory Services Sample Paper. It contains 15 questions from one named topic and is not a full mock exam or overall readiness assessment.
No. CMFAS RES5 is administered by SCI and covers rules, ethics and skills for financial advisory services. Singapore competence requirements are role-specific, so the employing financial institution should confirm whether RES5 and any other CMFAS modules apply to the intended representative activity.
Use the official SCI RES5 page and SCI registration channel for the current examination schedule, eligibility, fees and booking instructions.
Exams Academy checkout is in US dollars and the card provider converts the charge to SGD. The official SCI examination fee and official study material are separate and are paid through the applicable SCI channel.
Prepare for the SCI RES5 exam with structured study notes, active practice, flashcards and a course-grounded tutor.
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