Prepare for the 50-question CII R05 assessment with focused 2025/26 coverage of life assurance, income protection, critical illness, care, taxation, State benefits and suitable personal and business protection.
Built around the current published CII syllabus and official assessment requirements. Exams Academy is an independent education provider and is not affiliated with the CII.
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* This is a chapter sample. All audio is available in the full version.
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Which R05 concept is described by this statement? Only assets that are sufficiently liquid, available and not required for another priority should reduce the insured shortfall.
R05 connects protection risks with product selection, tax, ownership and suitable advice. Candidates must distinguish capital from income needs, compare State and employer provision, understand the operation of life, income-protection, critical-illness, care and medical products, and apply those tools to personal and business scenarios.
This course organises all eleven official study-text chapters into detailed summaries, 134 active-recall flashcards, a 122-item searchable reference sheet and five timed mock exams. The AI tutor is grounded in the R05 learning material so you can clarify product definitions, tax treatment, underwriting, claims and suitability inside the platform.
The official assessment contains 50 standard single-answer multiple-choice questions in 60 minutes. Every full mock follows the exact 3/3/3/8/6/6/6/3/6/6 allocation across the ten learning outcomes, with balanced answer positions and explanations for every question.
The course uses the official 2025/26 workbook, syllabus, examination guide and indicative content. Use the chapter tools to secure close distinctions, then complete each full mock under timed conditions and review the explanation for every uncertain answer.
🇬🇧 Local market guide
Review how CII R05: Financial Protection connects to regulation, qualification pathways, booking, currency and careers in the United Kingdom before paying the official exam fee.
For UK regulated activities, the firm must map the role to the FCA Training and Competence sourcebook and its appropriate-qualification tables. A CISI course title alone does not establish authorisation for every activity.
Financial Conduct AuthorityCISI offers ICWIM through remote invigilation and global test centres. Candidates should use the CISI booking flow, check the current workbook edition and read Candidate Updates before the examination.
Find a CISI test centreICWIM knowledge is relevant to international private banking, client services, wealth operations and entry-level investment-support roles. Regulated UK advice roles may require a different or higher-level qualification.
Exams Academy checkout is displayed in US dollars and the card provider converts it to GBP. The official CISI exam and required workbook are booked and paid for separately at the current CISI price.
Market-specific reading
Review the official format, syllabus and study plan.
Compare ICWIM's international foundation with a UK role-focused progression route.
Explore UK-specific wealth-management context beyond the global ICWIM syllabus.
| Assessment | 50 standard single-answer multiple-choice questions |
| Duration | 60 Minutes |
| Standard Pass Mark | 70% |
| Level | CII Level 3 |
| Recommended Study Time | 50 hours |
| CII Credits | 10 |
| 2025 Published Pass Rate | 80.53% |
| Feature | Exams Academy | Details |
|---|---|---|
| Access Period | Lifetime Access | One-time enrollment with no recurring fee |
| Practice Exams | Unlimited Retakes | |
| Study Support | Instant 24/7 AI Tutor | Self-service AI support; live instructor support is not included |
| Cost | $189 (One-Time) | One-time payment with no recurring subscription |
Build protection judgement and timing with five complete 50-question practice exams.
Ask questions against the course material whenever a product, tax rule or suitability decision needs clarification.
Strengthen recall with 134 flashcards and a 122-item reference sheet.
Turn a broad protection syllabus into structured, outcome-weighted revision.
Use the same question bank in two different ways: build understanding with instant feedback, then switch to a realistic simulation when you are ready.
Choose an answer, see immediately whether it is right or wrong, and read the explanation before moving on.
Work against the official-style timer without revealing answers, then review your score and every explanation after submission.
Risk transfer, consumer attitudes, health, longevity, employment, product development, pricing and access to advice.
Health, incapacity, income, debt, death, estate and business needs, existing resources and main sources of cover.
Bereavement, income, disability, child, housing and pension support and its limitations in private planning.
Policy types, ownership, trusts, terminal illness, waiver, premiums, underwriting, assignments and claims.
Qualifying and non-qualifying policies, life funds, chargeable-event gains, onshore and offshore treatment and inheritance-tax planning.
Types, incapacity definitions, exclusions, options, taxation, group cover, premiums, underwriting and claims.
Policy design, covered conditions, exclusions, term, amount, taxation, trusts, group cover, premiums, underwriting and claims.
Care regulation and support, product types, costs, resources, immediate and future needs and legal authority.
Personal accident, private medical, hospital cash, dental, mortgage and payment protection policies.
Consequences, personal and business analysis, product matching, affordability, Consumer Duty, life events, trusts and review.
Preparation centre
Use these connected guides for the syllabus, exam format, booking and revision strategy.
R05 is a 60-minute examination containing 50 standard single-answer multiple-choice questions. The standard pass mark is 70%.
The course uses the official 2025/26 R05 study text and syllabus for examinations from 1 September 2025 to 31 August 2026.
R05 covers protection needs, State benefits, life assurance, policy taxation, income protection, critical illness, long-term care, medical and payment protection, and suitable personal and business recommendations.
Yes. Each full mock uses the official 3/3/3/8/6/6/6/3/6/6 question allocation across the ten learning outcomes.
CII lists 50 notional learning hours for R05. Your preparation time will depend on prior protection knowledge and performance in timed practice.
The course is organised around the official R05 study text, syllabus, examination guide and indicative content. Exams Academy is an independent education provider and is not affiliated with or endorsed by the CII.
You receive lifetime access to the current course content with no recurring subscription fee.
No. Results depend on the candidate's study and exam performance. The platform provides structured revision and timed practice to help identify and close knowledge gaps.
Yes! Test your knowledge and see our AI tutor explanations with the free CII R05: Financial Protection Sample Paper. It contains 15 questions from one named topic and is not a full mock exam or overall readiness assessment.
No. For UK regulated activities, the firm must map the role to the FCA Training and Competence sourcebook and its appropriate-qualification tables. A CISI course title alone does not establish authorisation for every activity. Confirm the requirement with the employer and regulator before booking.
CISI offers ICWIM through remote invigilation and global test centres. Candidates should use the CISI booking flow, check the current workbook edition and read Candidate Updates before the examination.
Exams Academy checkout is displayed in US dollars and the card provider converts it to GBP. The official CISI exam and required workbook are booked and paid for separately at the current CISI price.
Review the CII syllabus efficiently with structured study notes, active practice, flashcards and an AI tutor available when you need it.
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